My Credit Plan has released its 2019 results – and shows phenomenal success. The average FICO® score increased 53 points for those who enrolled into My Credit Plan during 2019 – which means an improvement between 2 to 3 grades better in mortgage and auto loan terms. That is a lot of money saved. 2019 […]

Follow those free online credit scores at your own financial peril. Such scores are different from the lender’s FICO® scores and can cost you lots of money. The BIG Problem Credit Karma Does Not Want You To Know Credit Karma tells everyone to get their free Credit Karma ‘Vantage’ credit scores. You think that is […]

In today’s world, it’s more important than ever to prepare for your financial future. And one of the easiest ways to add to your nest-egg is to simply cut expenses and save more of your hard earned money. We often forget some of the golden rules to saving that our parents taught us. Here’s a […]

John had a slightly below average credit score of 643. His credit scores had remained in the lower 600s for several years. John didn’t really care about his credit scores. He felt he didn’t have to worry about his scores since he already had a house. He felt he was alright. That changed. John had […]

Home prices in Utah County continue to rise, although the market is changing, according to the Wasatch Front Multiple Listing System. Still, the typical four-bedroom, three-bath home with just under 2,500 square feet sold for a median average of $323,785 over the last 12 months. During that same period Utah County prices for all types […]

Annual gains in homeowner spending for improvements and repairs are set to give out by the second half of next year, according to our latest Leading Indicator of Remodeling Activity (LIRA). The LIRA projects that annual home improvement and maintenance expenditures will post a modest decline of 0.3 percent through the third quarter of 2020. Continued […]

Demons. Monsters. Zombies. … Your house? The short list of things people are most afraid of shouldn’t include the property you’ve just listed. But if the home’s staging brings undead design fads back to life—will circular beds ever die?!—buyers are going to scream bloody murder. October may be the month for ghosts and goblins, but […]

When you’re house-hunting, it can be overwhelming to sort through all the properties in your price range — especially if you’ve taken time to visit homes that look divine online but fall far short of your expectations in person. You already know the ABCs of real estate terms, from mortgage and loan to title insurance and […]

Ever spend the night at a friend’s or relative’s house where they reveal some quirky shortcoming in their home? Say, the light switch in the guest room works the opposite way you’d expect (down for on, up for off), or you have to jiggle the toilet handle a few times to make it flush. These […]

The housing market has rebounded. With the economy on the rise over the past two years it has clearly been a sellers’ market. But signs are beginning to show that as the economy stabilizes and the stock market begins to level out that the housing market will begin to favor buyers. Already home construction has […]