Financing the Mobile Home Purchase Not too terribly long ago finding a loan for a manufactured home was a nightmare. Many lenders simply refused to lend on them. Today, however, with the Federal Housing Administration (FHA) insuring loans for manufactured homes, financing has become a lot easier. What Is A Manufactured Home? A manufactured home […]

Mortgage: While the common English translation – a huge chunk of money going out the door every month –strikes fear in every American homeowner, just think how the French must feel. In French, mortgage translates to “death contract.” That sounds even scarier until you understand that the “death” of which they refer means the death […]

When the only thing standing between you and that house you’ve fallen in love with is a “yes” or “no” from a lender, it’s devastating when your application for a loan is rejected. There are various reasons for loan rejections and some can be remedied quickly while others may take longer. Let’s take a look […]

The facts on the NAR Settlement—how it affects homebuyers and sellers. What’s the deal with the National Association of Realtors (NAR) settlement? How will this affect homebuyers and sellers? Recently, the NAR Settlement has been in the headlines and used by media outlets as clickbait to drive fear among consumers by misleading them on facts. […]

The disadvantages of buying fixer-uppers are obvious: they take time and money to make them livable. The advantages, while not as obvious, may just outweigh the disadvantages for certain buyers or in certain types of markets. With a fixer you may just be able to create the home of your dreams instead of settling for […]

PMI is one of those things in life that is both a curse and a blessing. Without it, cash-poor homebuyers can’t get a loan. With it, your payments are higher, it takes a long time to get rid of (with some loans it never goes away) and it only protects the lender. PMI is short […]

Are you shut out of the housing market if you don’t have a huge chunk of cash to give the lender for a down payment? Believe it or not, zero to low down payment mortgages are still available and there are ways you can get into that home with little cash out of your pocket. […]

If you’re considering buying a home, do yourself a favor and stop looking at homes for sale online and take some steps to ensure you save money on the purchase. Sure, it takes a little time and effort but the payoff may just be a lower monthly house payment. So, what’s the First Step? You […]

Shady spots in the garden don’t have to be barren. There are so many plants that will thrive in the shade–probably a lot more than you think– from perennials to annuals. Gardeners can choose ferns, woodland flowers and luxurious ground covers. Whether your shade garden will be an accent or a focal point, here are […]

Checking the heating and cooling system is one of the most important parts of routine home maintenance and one that many homeowners pay little attention to. Once they learn, however, that the price of a new system could set them back between $5,000 and $7,000 their interest in maintaining it increases. You may want to […]